Finding it difficult to make mortgage payments? The 15-year, fixed-rate mortgage works just like the 30-year mortgage, except that it has 180 identical monthly payments. Compare rates from multiple lenders This loan calculator will help you determine the monthly payments on a loan. A Mortgage Consultant will call you shortly to provide a personalized consultation. Service Members Civil Relief Act SRA Take control of your finances: We are unable to complete your transaction at this time. Need advise? Bank of America, N.A. If you want to build in an area not zoned for development, you will need to seek a zoning change to meet your needs. The type of loan you obtain depends on the property, as well as your plans for the land and the timing of construction. Terms and availability of Raw Land Loans are property and project dependent, but Raw Land Loans are generally tied to the value of the property and not the borrower's personal credit.

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NMLS ID 412915 First mortgage loans are serviced by CitiMortgage, Inc. Don, go to the “ Ask the Experts “ page and select one of these topics: “Financing a home,” “Saving & Investing,” “Senior Living” or “Money.” Even if you don't have any immediate plans for the property, you'll still owe annual property taxes. Lot Land Loans are designed as purchase money loans for those borrowers who aren’t ready to begin construction at this time, and as such are not ready to obtain a construction loan, but will be ready in the near future. Quickly calculate your mortgage repayment Get in touch with bankers directly Bankers on our panel are carefully selected over the years 1   Fill out one FREE loan application safely and securely.